Member Share Certificates of Deposit

Members have a secured way to set aside funds for a specific term and receive a higher rate than more liquid share accounts. Dividends are credited monthly and may be reinvested or paid to the members share or share draft account or a monthly dividend check can be sent directly to you. IRA Certificates are available for 1-5 year terms. Members can choose from one of the following options:

MEMBER SHARE CERTIFICATE RATES
TERM	RATE	YIELD**
6 months	.85	.85
1 year	1.20	1.20
2 years	1.40	1.40
3 years	1.539	1.55
4 years	1.74	1.75
5 years	1.99	2.00

**Yields are subject to change without notice.